It pays to switch to Santander with Cardsave's affinity rate.
5% AER (fixed) for 12 month on balances up to £2,000 when you pay in at least £1,000 each month.
Free day-to-day banking (within our agreed transaction limits).
Matching existing overdraft facilities (depending on your circumstances)
To Apply You need to be a business customer aged over 18 and live permanently in the UK and have a business turnover of £1 million or less
Available to Sole Traders, Partnerships, and Limited Companies
Below are the charges applicable to a Santander Direct Business Bank Account
| Transactions | Number of free transactions | Charges for exceeding free limit |
| Cheques deposited | 50 | 50p per item |
| Cash deposited | £2,000 | 45p per £100 |
| BACS credited | Unlimited | N/A |
| Cash and cheque withdrawals | 50 | 50p per item |
| Debit card payments | Unlimited | N/A |
| Direct debits | Unlimited | N/A |
| Standing orders | Unlimited | N/A |
| Bill payments | Unlimited | N/A |
Transfers between linked Santander business accounts | Unlimited | N/A |
| | Barclays | HSBC | Lloyds |  |
| Proposition | Standard Business Bank Account | Small Business Tariff | Business Extra | Business Bank Account |
| Free Banking | Up to 2 years for start ups | Up to 18 months for start-ups & switchers | Up to 18 months for start-ups & switchers | Life time |
| Monthly Fee | £5.50 pm | £3.15 pm | £5.00 pm | Free |
| Credit Interest | 0.10% AER (variable) | 0.00% | 0.00% | 0.00% |
| Access | Branch, Online, Telephone, ATM | Branch, Online, Telephone, ATM | Branch, Online, Telephone, ATM | Branch, Online, Telephone, ATM |
| Cash Deposit (excess) | 55p per £100 | 53p per £100 | 57p per £100 | 45p per £100 |
| Cheque Deposit | 28p per item | 28p per item | 65p per item | 50p per item |
| Cash Withdrawal | 45p per item | 42p - 68p per item | 62p per item | 50p per item |
| Cheque Withdrawal | 59p per item | 63p per item | 65p per item | 50p per item |
| SO/DD/Electronic | SO 54p/DD 32p | SO 54p/DD 32p | SO 40p/DD 40p | Free |
| Other conditions | N/A | N/A | N/A | N/A |
All quoted rates are correct at 26th July 2011
#1 – Standard telephone service –merchant will be sent confirmation by post. #2 – Standard telephone service plus verification of supplementary document check #4 – Santander will advise on first telephone call if a Business Bank a/c cannot be offered.